Back when I started this blog I contacted John Tester, and Max Baucus in regard to the ACA (Obamacare) and the government shutdown. Their offices at the time were closed due to furlow, while the office of my sole congressman Steve Daines was open. Mr. Daines replied to me rather promptly while it took nearly 30 days to get a reply from my senators. this reply is a disappointing generic reply, actually full of lies, that does little to reassure me or address the issue at hand. I guess I can say I am glad to say that when they make up a story they sure stick to it hard. Here are the replies for you guys, I am going to put them both here for your reading pleasure.
Thank you for contacting me about the Affordable Care Act (ACA). I appreciate hearing from you about this important issue.
Under the ACA, individuals and many small businesses will be able to obtain quality affordable health coverage through new Marketplace insurance exchanges. The ACA can help if you don’t have coverage now or if you have it but want to look at other health insurance plans. With one Marketplace application, you can learn if you can get tax credits based on your income, compare your coverage options side-by-side, and enroll.
All of this can be accomplished by visiting http://www.healthcare.gov, the website set up to help people navigate through the new changes and find out exactly how to take advantage of the benefits this law offers. You may qualify for lower costs for monthly premiums and out-of-pocket costs on private insurance based on your household size and income. Some people with very low incomes may wind up paying very small premiums – or no premiums at all. The application period for Marketplace insurance is now open, and coverage can begin as soon as January 1, 2014.
Because of the ACA, insurance companies can no longer place arbitrary limits on yearly or lifetime coverage, and nobody can be denied health insurance because of a pre-existing condition. Also, insurance companies can’t deny coverage when you need it most because of a tiny error on an application. Thanks to the ACA, millions of young people can stay on their parents’ plans up to age 26.
This is good news for Americans’ physical health, and it’s good news for our country’s fiscal health as well. The nonpartisan Congressional Budget Office predicts that the ACA will reduce deficits by more than $1 trillion in the coming decades. Moreover, fraud-fighting tools, such as new guidelines for physicians and other providers participating in Medicare, will continue to make fraud more difficult to commit and easier to discover.
As the rest of the ACA goes into effect over the next few years, millions of Americans will benefit from these meaningful changes. To see all of the ways the ACA can benefit you, please visit http://www.healthcare.gov. You may also visit the Senate Finance Committee website at http://www.finance.senate.gov where you will find the full text of the ACA, summaries of the law, and support materials to help you understand how these reforms will impact you.
Thanks again for getting in touch. Please contact me with any additional comments or concerns. Also, please visit my website at http://www.baucus.senate.gov to view information on current issues and to find out what I’m doing both here in Washington and at home to help Montana.
Thank you for contacting me with your concerns about the Affordable Care Act and questions about where to purchase insurance.
A competitive health insurance marketplace for both individuals and small businesses opened in Montana on October 1, 2013, and will begin offering coverage on January 1, 2014. This marketplace is a website that allows folks whose employer does not offer them affordable insurance to review many different health care coverage options. Folks with certain income levels can qualify for tax credits to help them pay the premiums of these coverage options.
Every person’s situation is different, so the marketplaces allows users to understand which coverage option best suits their needs and what assistance they can receive to make these options affordable. You can visit my website at http://www.tester.senate.gov/healthcarereform/ to find more information about the health care law. You can also visit www.healthcare.gov or call 800-318-2596 to receive information tailored to your individual circumstances or to speak with a marketplace representative. If you’d like to speak to someone in your area who is trained to help you navigate the new health care law, the Montana Commissioner of Securities and Insurance at 800-332-6148 can direct you to local organizations.
The Affordable Care Act is already helping Montanans by allowing young adults under 26 to be covered under their parents’ plan, limiting the power of insurance companies to deny coverage for pre-existing conditions, and ending restrictions on the amount of care you can get in your lifetime. Over 25,000 Montanans are receiving refunds after being overcharged by their health insurance company because of the law.
I am committed to making sure every Montanan has access to quality, affordable health care. As we move forward with implementing the Affordable Care Act, please don’t hesitate to contact me again with any questions or concerns.
United States Senator
Basically nothing they claim in these letters are true for my family. My wife was not over charged for her insurance so she did not receive any money back. She has a pre existing condition and was not denied coverage for it, My local navigation center has not opened shop as of the 20th(I drove by one of their buildings and they were not yet open, and I do not know how many there are). I am not under 26 so I could really care less about that, and my wife despite being income eligible for tax subsidies, fails to qualify for other reasons. While affordable and cost effective are subjective terms, my wife’s costs are going up and are personally not effective, so we will instead be paying the cost effective tax.
At least the computers and their auto scripted replies and NSA are listening to my rants, and demands while our employees (congressmen, senators) simply ignore our issues at hand.